Stair lifts in Onslow County, North Carolina

Onslow County runs from Jacksonville, the county seat, out to coastal communities like Swansboro, Sneads Ferry and North Topsail Beach, with Richlands, Half Moon, Piney Green, Holly Ridge and Pumpkin Center in between. The homes here range from single-family houses and townhouses to split-level homes, walk-up apartments and low-rise buildings.

Some of the oldest houses sit in Swansboro and Richlands, where two-story frame dwellings often still have their original narrow, steep staircase. That is the kind of home where a stair lift can keep the upstairs bedrooms in use instead of moving everything to the ground floor.

Stair lift installed in a home in Onslow County
towns in the county
9
people in the towns listed below
111,306
aged 65 or older
9.4%
own their home
48.9%

Older homes in Swansboro, Richlands and Jacksonville

The county has four National Register historic districts: the Swansboro Historic District, the Richlands Historic District, Jacksonville's Mill Avenue Historic District and the Catherine Lake Historic District. All four were added to the register between 1989 and 1990.

Listed properties include the Avirett-Stephens Plantation and Taylor Farm near Richlands, plus Palo Alto Plantation and the William Edward Mattocks House in Swansboro. Frame houses of that age tend to be two stories with one steep, narrow flight of stairs.

A single straight flight is the simplest case for a stair lift. A straight rail mounts to the stair treads, not the wall, so it usually suits these older staircases without changing their character.

Split-levels, townhouses and other layouts

Split-level homes are common in the county, and they bring short flights between levels. Each flight is measured on its own, and a landing that turns usually calls for a curved rail built to fit that staircase.

Townhouses often have one long interior flight, which typically takes a straight rail. In walk-up apartments and low-rise buildings, a shared stairwell raises questions about building rules, so it helps to talk with the owner or manager before planning anything.

For a staircase that is too tight for a seat, or for someone who uses a wheelchair full time, a platform lift may be worth looking at instead. We sort that out during the home visit.

Coastal and rural parts of the county

Onslow County sits in North Carolina's Coastal Plain, with an extensive coastline plus rivers, bays and swamps. Homes in places like Sneads Ferry and Swansboro may have exterior steps as well as interior ones, and outdoor stair lifts are built for that use.

Outlying rural areas can mean longer travel distances for in-home services and modification contractors. If you live away from Jacksonville, mention it when you call so the visit can be planned around it.

Who lives here and why it matters for planning

Marine Corps Base Camp Lejeune is described as a dominant factor in the life and economy of Onslow County, which is why VA benefits come up so often in our conversations.

About 48.9% of households own their homes. That matters because some programs, such as VA Specially Adapted Housing and the USDA Section 504 repair program, require home ownership.

Paying for a stair lift in Onslow County

No program listed below names stair lifts as a covered item, and the VA HISA grant specifically excludes stair glides. Several programs do fund home modifications or accessibility work, so it is worth asking each one directly whether a stair lift would count.

Veterans can start with Onslow County Veteran Services at (910) 347-3309. Older adults and caregivers can call Onslow County Senior Services at (910) 455-2747 or the Region P Eastern Carolina Council of Governments AAA at (252) 638-3185 for referrals.

Statewide options also include the Community Alternatives Program for Children (CAP/C) and the Elderly or Disabled Property Tax Homestead Exclusion (G.S. 105-277.1), which you can ask about when you call.

Programs to ask about in Onslow County

  • NC Medicaid Community Alternatives Program for Disabled Adults (CAP/DA)

    A Medicaid waiver for adults 18 and older who need a nursing-facility level of care, with an 'Equipment, modification and technology' service category that includes minor home modifications; stair lifts are not listed specifically. Call the Contact Center at (888) 245-0179.

    (888) 245-0179 Official program page

  • NC Innovations Waiver (Home and Community-Based Services, I/DD)

    A waiver for people with intellectual or developmental disabilities that includes home modifications such as wider doorways and ramps; stair lifts are not mentioned. Call (877) 685-2415.

    (877) 685-2415 Official program page

  • Onslow County Housing and Home Improvement Program (DSS Adult Services)

    Onslow County DSS provides labor and materials for small renovations and repairs for adults at risk of abuse, neglect or institutional placement; stair lifts are not named. Call (910) 455-4145.

    (910) 455-4145 Official program page

  • Onslow County In-Home Services (Senior Services)

    In-home aide help for residents 55 and older, such as bathing, meal prep and ambulation assistance; it does not pay for home modifications but can refer you to programs that do. Call (910) 455-2747.

    (910) 455-2747 Official program page

  • Eastern Carolina Council Area Agency on Aging (AAA, Region P)

    Offers the Long Term Care Ombudsman program plus education, information and referral for older adults and caregivers in Onslow County; it does not list stair lifts or direct grants. Call (252) 638-3185.

    (252) 638-3185 Official program page

  • USDA Section 504 Single Family Housing Repair Loans & Grants (North Carolina)

    Repair loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in eligible rural areas, with grants for owners 62 and older to remove hazards or make a home accessible; stair lifts are not named. Call (919) 873-2051.

    (919) 873-2051 Official program page

  • VA Home Improvements and Structural Alterations (HISA) Grant

    Pays up to $6,800 or $2,000 lifetime for disability-related home alterations, but it explicitly excludes stair glides, so it does not cover stair lifts. Call (800) 827-1000.

    (800) 827-1000 Official program page

  • VA Specially Adapted Housing (SAH) and Special Housing Adaptation (SHA) Grants

    Grants of up to $126,526 (SAH) or $25,350 (SHA) in FY2026 for homeowners with qualifying severe service-connected disabilities; the VA describes ramps and widened doorways, and stair lifts are not listed.

    Official program page

  • disAbility Resource Center - ADA Accessibility and Housing Program

    A free program serving New Hanover, Brunswick, Columbus, Onslow and Pender counties that helps with assessment and connects residents to modifications like ramps and grab bars; stair lifts are not named. Call (910) 815-6618.

    (910) 815-6618 Official program page

  • NC Housing Finance Agency Home Repair Programs (Urgent Repair / Essential Single-Family Rehabilitation / Displacement Prevention Partnership)

    State-funded repair and accessibility programs for low-income elderly or special-needs homeowners, run through local partners; stair lifts are not named. Call (919) 877-5700 to find the current partner for Onslow County.

    (919) 877-5700 Official program page

Local offices that can help

  • Older adults

    Region P - Eastern Carolina Council of Governments AAA

    233 Middle Street, Suite 300, New Bern, 28560

    (252) 638-3185 Website

  • Veterans

    Onslow County Veteran Services

    234 NW Corridor Boulevard, Suite 201, Jacksonville, 28540

    (910) 347-3309 Website

Questions from Onslow County

Will the VA HISA grant pay for a stair lift?

No. The HISA grant excludes removable equipment such as portable ramps, porch lifts and stair glides. Veterans can ask Onslow County Veteran Services at (910) 347-3309 about other VA options, such as SAH or SHA, which do not list stair lifts but cover larger home adaptations.

Can a stair lift fit the steep staircase in an old Swansboro or Richlands house?

Usually, yes. Those two-story frame houses often have one straight, narrow flight, and a straight-rail stair lift is the practical choice for that layout. We measure the stairs during the home visit to confirm.

Is there help for someone younger than 62?

Yes. CAP/DA serves adults 18 and older who need a nursing-facility level of care, and Onslow County In-Home Services serves residents 55 and older. The USDA Section 504 grant is limited to homeowners 62 and older.

Does living in a rural part of the county change anything?

Outlying rural areas can mean longer travel for in-home services and contractors, so let us know your location when you call. Rural homeowners may also be within the area served by the USDA Section 504 repair program.

I rent my home. Can I still get help?

Some programs require ownership, including VA SAH and the USDA Section 504 program. Talk with your landlord before any installation, and call Onslow County Senior Services at (910) 455-2747 for referrals that fit your situation.

Who should I call first?

For older adults, Onslow County Senior Services at (910) 455-2747 is a good referral point. Onslow County DSS at (910) 455-4145 runs the Housing and Home Improvement Program, and veterans can start with Onslow County Veteran Services at (910) 347-3309.

Talk to a stair lift specialist

Tell us about the stairs in your home and we will explain which lift fits, what it costs and how installation works.

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