Stair lifts for homes in Stephenson County, Illinois

Freeport sits along the Pecatonica River, and the river has a long reach into how people there live. Per Wikipedia, it has flooded Freeport seven times since May 2017, with cleanup costs over $1.5 million, and the city has been seeking funding to buy out homes in flood-prone neighborhoods. Plenty of older homeowners in those lower-lying blocks are staying put, and the stairs in their houses are not going anywhere either.

Beyond the county seat, Stephenson County spreads over 565 square miles in the far northwestern corner of Illinois along the Wisconsin border. That covers villages like Lena, Orangeville, Pearl City, Cedarville, Dakota, German Valley, Davis, Rock City and Winslow, plus Willow Lake and the hill country near Kent in the Driftless Area. This page explains which kind of stair lift tends to fit the homes here and which programs may help cover the cost.

Stair lift installed in a home in Stephenson County
towns in the county
11
people in the towns listed below
31,971
aged 65 or older
22.5%
own their home
64.3%

Older homes in Freeport and staying in place

Freeport had 11,888 housing units at the 2020 census. A good share of the county's older housing sits in the river-adjacent neighborhoods, where moving out completely is often not a realistic option for someone aging in place.

For those households, a stair lift is usually a smaller project than rearranging the house so everything happens on one floor. A straight lift mounts to the stair treads, not the wall, so it can work in an older home without opening up plaster or framing.

About 64.3% of county residents own their homes. If you own, the decision is yours to make. If you rent, the landlord needs to agree before anything is installed.

Split-levels, townhouses and walk-ups

The homes we see across the county include single-family homes, detached houses, townhouses, walk-up apartments and split-level homes. Each one changes what kind of lift makes sense.

A single straight flight, common in two-story houses and many townhouses, takes a straight stair lift. Split-level homes are trickier because they often have two or three short runs between levels. Each run may need its own straight lift, or a curved lift if the turns are tight and the person needs to move between levels without transferring.

Stairs with a landing, a turn or a curved section call for a custom curved rail. When a wheelchair has to go up with the rider, a platform lift is the option to look at instead of a seat.

Farm country, villages and outside steps

At the 2020 census, 54.1% of residents lived in urban areas, mostly Freeport, the county's only city. The other 45.9% lived in rural areas across ten villages, including Ridott, and many unincorporated communities. Freeport is at the center of a large agricultural area, and many farmhouses and village homes have been in the same hands for a long time.

In those homes the hard part is often outside: porch or deck steps up to the only usable door. An outdoor stair lift is built for weather exposure and can handle that climb, while a platform lift may suit a wheelchair user at the entry.

Distance matters too. Homes in the far corners of the county take longer to reach, so mention your town when you call and we can plan the visit and any follow-up service around it.

Stephenson County's older residents and veterans

About 22.5% of county residents are 65 or older. Many own long-held, multi-story homes and would rather adapt them than build or buy something new on one level.

The Veteran's Assistance Commission of Stephenson County is at 10 North Galena Avenue, Suite 120, in Freeport, and can be reached at (815) 233-7282 to talk through VA housing benefits before you commit to anything.

Paying for a stair lift

Help in Illinois splits largely by age. Residents under 60 with a severe disability may qualify for the Illinois DHS Environmental Accessibility Adaptations service, which names stair lifts directly. The IATP ATLOAN$ program offers loans for home modifications to Illinois residents 18 and older with disabilities and their families.

Residents 60 and older usually start with the Northwestern Illinois Area Agency on Aging at (815) 226-4901. It is a referral hub rather than a funding source, but it connects people with the Community Care Program and other services.

For home repair money, the Northwestern Illinois Community Action Agency in Freeport runs a rehabilitation program for Stephenson and Jo Daviess County homeowners when grant funds are available. Several state and federal programs below fund accessibility work without naming stair lifts, so call and ask before you apply. Full details for each are in the program list.

Programs to ask about in Stephenson County

  • Illinois DHS Home Modification and Assistive Technology (Environmental Accessibility Adaptations, Persons with Disabilities Waiver)

    A Medicaid waiver service for Illinois residents under 60 with a severe disability who are at risk of nursing facility placement, and the official page lists stair lifts as an example of covered adaptations. Call (800) 843-6154, or contact RAMP CIL in Freeport as the local Center for Independent Living.

    (800) 843-6154 Official program page

  • Illinois Assistive Technology Program (IATP) ATLOAN$ Loan Program

    A loan program for Illinois residents 18 and older with disabilities and their families to buy assistive technology and home modifications, which would include a stair lift. Loan limits and rates are not stated, so call (800) 843-6154.

    (800) 843-6154 Official program page

  • Illinois Home Services Program (HSP) -- Division of Rehabilitation Services

    Serves people under 60 with severe disabilities who need help with daily living, and it lists environmental modification and assistive equipment as services, though stair lifts are not named. Call (800) 843-6154 to ask.

    (800) 843-6154 Official program page

  • Illinois Department on Aging Community Care Program (CCP)

    Coordinates in-home services for Illinois residents 60 and older with non-exempt assets of $17,500 or less and a documented need for care; home modifications and stair lifts are not listed. Call (800) 252-8966.

    (800) 252-8966 Official program page

  • Illinois "Persons Who Are Elderly" Medicaid HCBS Waiver

    A waiver under the Community Care Program for residents 60 and older who would otherwise need nursing facility care; the overview page does not mention stair lifts or home modifications. Call (800) 252-8966.

    (800) 252-8966 Official program page

  • Northwestern Illinois Area Agency on Aging (NIAAA, Region 1 AAA)

    The aging agency for a nine-county area that includes Stephenson County, offering a Home Care Guide and referrals rather than direct funding; stair lifts are not listed. It is the first call for residents 60 and older at (815) 226-4901.

    (815) 226-4901 Official program page

  • RAMP Center for Independent Living -- Stephenson County (Freeport) office

    The local Center for Independent Living at 2155 W Galena Avenue in Freeport, serving people with disabilities; its contact page does not mention stair lift services. Call (815) 233-1128 to ask whether a lift can be funded, loaned or referred.

    (815) 233-1128 Official program page

  • Northwestern Illinois Community Action Agency (NICAA) Home Rehabilitation Assistance Program (HRAP)

    A Freeport-based home rehabilitation program for single-family homeowners in Stephenson and Jo Daviess counties when grant funds are available; stair lifts are not listed. Call (815) 232-3141 to ask whether a lift could be part of an approved project.

    (815) 232-3141 Official program page

  • Illinois Housing Development Authority (IHDA) Home Repair and Accessibility Program (HRAP)

    Funds health and safety repairs and accessibility improvements for low- and very-low-income homeowners through local grantee organizations, not direct applications; stair lifts are not itemized. Call (312) 836-5200.

    (312) 836-5200 Official program page

  • Illinois CDBG Housing Rehabilitation Program (DCEO)

    State block grant money passed to participating local governments for rehabilitation of owner-occupied homes, with a limit of $60,000 per household; stair lifts are not itemized. Availability depends on whether your community has an active grant.

    Official program page

  • USDA Rural Development Section 504 Single Family Housing Repair Loans & Grants

    Repair loans up to $40,000 at 1% and grants up to $10,000 for homeowners 62 and older in eligible rural areas with low income; listed repairs include ramps and grab bars, but stair lifts are not named. Call (217) 403-6200 and check your address for eligibility.

    (217) 403-6200 Official program page

  • VA Home Improvements and Structural Alterations (HISA) benefit

    A VA benefit for medically necessary home accessibility changes, with lifetime caps of $6,800 or $2,000, but it explicitly excludes stair glides and porch lifts. It will not pay for a stair lift.

    Official program page

  • VA Specially Adapted Housing (SAH) / Special Home Adaptation (SHA) / Temporary Residence Adaptation (TRA) grants

    Grants for veterans with qualifying severe service-connected disabilities, up to $126,526 for SAH and $25,350 for SHA; examples given are ramps and wider doorways, and stair lifts are not named. The Veteran's Assistance Commission of Stephenson County at (815) 233-7282 can help with questions.

    Official program page

Local offices that can help

  • Older adults

    Northwestern Illinois AAA (PSA 1)

    1111 South Alpine Road, Suite 600, Rockford, 61108

    (815) 226-4901 Website

  • Veterans

    Veteran's Assistance Commission of Stephenson County

    10 North Galena Avenue, Suite 120, Freeport, 61032

    (815) 233-7282 Website

Questions from Stephenson County

Is there help for someone under 60 who needs a stair lift?

Yes. The Illinois DHS Environmental Accessibility Adaptations service under the Persons with Disabilities Waiver lists stair lifts by name for Medicaid-eligible residents under 60 with a severe disability. Call (800) 843-6154 or RAMP CIL in Freeport at (815) 233-1128.

My parent is over 60. Who do we call first?

Start with the Northwestern Illinois Area Agency on Aging in Rockford at (815) 226-4901. It handles referrals, including to the Community Care Program, though it does not fund stair lifts directly.

Will the VA pay for a stair lift?

Not through HISA, which excludes stair glides. SAH and SHA grants cover home adaptations for veterans with severe service-connected disabilities but do not name stair lifts, so ask the Veteran's Assistance Commission of Stephenson County at (815) 233-7282.

Is there a home repair program just for Stephenson County?

The Northwestern Illinois Community Action Agency in Freeport runs a home rehabilitation program for single-family homeowners in Stephenson and Jo Daviess counties when grant funds are available. Call (815) 232-3141 to ask if a stair lift could be included.

We have a split-level house. Does that need a special lift?

Often it does. Split-levels usually have short flights between levels, so you may need a straight lift on each run or a curved lift that follows the turns. A home visit is the way to measure and decide.

Do you install outside of Freeport, out in the villages?

Nearly half the county lives in rural areas and villages such as Lena, Pearl City, Orangeville and German Valley. Tell us your town when you call so we can plan the trip and schedule the visit.

Talk to a stair lift specialist

Tell us about the stairs in your home and we will explain which lift fits, what it costs and how installation works.

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