Stair lifts for homes in McLeod County, Minnesota

McLeod County is a place of two-story farmhouses, turn-of-the-century town homes and split-level houses spread across low rolling hills and lakes. From Hutchinson and Glencoe out to Winsted, Lester Prairie, Silver Lake, Stewart and Brownton, a lot of homes here put the bedrooms up a full flight of stairs.

That layout works fine until the stairs become the hardest part of the day. This page covers which kind of stair lift tends to fit the homes in these seven towns and the farmsteads between them, and which programs can help pay for one.

Stair lift installed in a home in McLeod County
towns in the county
7
people in the towns listed below
26,224
aged 65 or older
20.2%
own their home
72.1%

Older homes in Hutchinson and Glencoe

Much of the county's housing dates to late-19th and early-20th-century small-town Minnesota building. The National Register of Historic Places lists 10 sites in the county, including the Harrington-Merrill House and the Prairie School-style Goodnow House, both in Hutchinson.

Houses from that era usually have one full interior flight between floors. When that flight runs straight from bottom to top, a straight stair lift is the simplest and quickest fit. Many older town homes, though, have a landing, a turn or a winder step partway up, and those call for a curved lift with a rail built to the shape of that staircase.

Before quoting anything, we measure the stair width, check where the rail can mount and look at the space at the top and bottom landings. Narrow stairs in older homes are common, and a folding seat and footrest help keep the stairway usable for everyone else.

Split-levels, farmhouses and outside steps

Split-level homes are a different problem. Instead of one long flight, there are several short runs of steps between levels, and the room a person actually needs to reach decides where the lift goes.

Out in the country, about 44.5% of county residents live in rural or unincorporated areas, often in farmhouses with steps up to the porch or entry door. An outdoor stair lift built for weather, or a platform lift where a wheelchair is involved, can solve the trip from the driveway into the house. Inside, the same two-story farmhouse stairs usually take a straight or curved lift.

Who in the county is planning for this

Roughly one-fifth of McLeod County residents are 65 or older, and 72.1% of households own their homes. For homeowners, a stair lift is often a way to keep living in a house they have no plans to leave.

Veterans have their own set of benefits to check, though not all of them pay for stair lifts, as the program list below explains.

Paying for a stair lift in McLeod County

The clearest public source of help is the Minnesota Elderly Waiver, which lists home modifications, including chairlifts and stair glides, as a covered benefit for people 65 and older on Medical Assistance. The application goes through McLeod County Health & Human Services at (320) 864-3144.

For people under 65 with a disability, the CADI, BI, CAC and DD waivers run through the same county office. Homeowners who do not qualify for Medical Assistance can look at Minnesota Housing loans or USDA repair programs, though those sources do not name stair lifts directly.

Veterans should know that the VA HISA grant does not cover stair glides. Veteran Services at 520 Chandler Avenue North in Glencoe, (320) 864-1268, can help sort out which VA benefits apply.

Programs to ask about in McLeod County

  • Minnesota Elderly Waiver (EW)

    A state Medicaid waiver for people 65 and older on Medical Assistance who need a nursing facility level of care; home modifications, including chairlifts and stair glides, are a covered benefit. The 2026 limits are $2,982 per month in income, $3,000 in assets for a single person and $752,000 in home equity; apply through McLeod County Health & Human Services at (320) 864-3144.

    (320) 864-3144 Official program page

  • Community Access for Disability Inclusion (CADI), Brain Injury (BI), Community Alternative Care (CAC), and Developmental Disabilities (DD) Waivers

    Medical Assistance waivers for people under 65, or people with disabilities, who meet an institutional level of care; they include an Environmental Accessibility Adaptations benefit, but the source does not name stair lifts specifically. Call McLeod County Health & Human Services at (320) 864-3144.

    (320) 864-3144 Official program page

  • Minnesota Housing Fix Up Loan Program (Accessibility Loan)

    A statewide low-interest home-improvement loan for Minnesota homeowners, applied for through a participating lender; the source does not confirm that stair lifts are an eligible improvement. Call Minnesota Housing at (651) 296-7608 to ask.

    (651) 296-7608 Official program page

  • USDA Section 504 Single Family Housing Repair Loans & Grants

    Federal repair loans, and grants for owners 62 and older who cannot repay a loan, for very-low-income homeowners in USDA-eligible rural areas; listed figures include loans up to $50,000 and grants up to $10,000, but stair lifts are not named and amounts should be confirmed. Apply through the USDA Rural Development Minnesota state office.

    Official program page

  • VA Home Improvements and Structural Alterations (HISA) Grant

    A lifetime VA grant of up to $6,800 for service-connected disabilities or up to $2,000 for non-service-connected qualifying disabilities; stair glides and porch lifts are excluded. Call (320) 864-1268 for help with VA benefits.

    (320) 864-1268 Official program page

  • VA Specially Adapted Housing (SAH) / Special Home Adaptation (SHA) Grants

    VA grants for veterans with severe service-connected disabilities, up to $126,526 for SAH and $25,350 for SHA in FY2026; the source does not mention stair lifts specifically. Call (320) 864-1268 for help applying.

    (320) 864-1268 Official program page

  • McLeod County Veterans Service Office

    A county office that helps veterans and their families in McLeod County find and apply for benefits; it is a referral service, not a direct funding source, and stair lifts are not mentioned.

    Official program page

  • Minnesota River Area Agency on Aging (MNRAAA)

    The Area Agency on Aging for adults 60 and older in McLeod County, with meals and caregiver support provided locally through Lutheran Social Service of Minnesota; no stair lift or home modification grant is listed for the county. Call (507) 387-1256 for referrals toward the Elderly Waiver and county case management.

    (507) 387-1256 Official program page

  • United Community Action Partnership (UCAP), Weatherization & Home Repair

    A community action agency serving McLeod County with free weatherization for income-eligible households, such as insulation, air sealing and furnace or water-heater repair; accessibility changes and stair lifts are not mentioned. Call (320) 587-5244.

    (320) 587-5244 Official program page

Local offices that can help

  • Older adults

    Southwest Minnesota AAA

    2401 Broadway Ave., Suite 4, Slayton, 56172

    (507) 532-3260

  • Veterans

    Veteran Services

    520 Chandler Avenue North, Glencoe, 55336

    (320) 864-1268 Website

Questions from McLeod County

Will Medicaid in Minnesota pay for a stair lift?

It can through the Elderly Waiver, which lists home modifications including chairlifts and stair glides as covered for people 65 and older on Medical Assistance who need a nursing facility level of care. Start with McLeod County Health & Human Services at (320) 864-3144.

Is there help for someone under 65?

The CADI, BI, CAC and DD waivers serve people under 65 with disabilities who are on Medical Assistance. They include an accessibility adaptations benefit, but the source does not name stair lifts, so ask the county office at (320) 864-3144 how it applies to your home.

Can a stair lift go on the stairs in an old Hutchinson or Glencoe house?

Usually, yes. A straight flight takes a straight lift, and stairs with a landing or turn take a curved lift made to fit. We measure the stairs and landings first, since older homes often have narrower staircases.

Does the VA pay for stair lifts?

The HISA grant does not; it excludes stair glides and porch lifts. The SAH and SHA grants do not mention stair lifts specifically, so call Veteran Services in Glencoe at (320) 864-1268 to talk through your situation.

We live on a farm outside town. Are there programs for rural homes?

USDA Section 504 repair loans and grants are aimed at very-low-income homeowners in eligible rural areas, with grants for owners 62 and older who cannot repay a loan. Stair lifts are not named, so confirm with the USDA Rural Development Minnesota state office.

Who can help an older parent figure out where to start?

The Minnesota River Area Agency on Aging at (507) 387-1256 serves adults 60 and older in McLeod County and can point you toward the Elderly Waiver and county case management.

Talk to a stair lift specialist

Tell us about the stairs in your home and we will explain which lift fits, what it costs and how installation works.

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